Best States For Retirement

Scouting cities with the best weather year-round takes some time. The finance website looked at a number of factors to come up with its 2012 list of the 10 best states for retirement. The time of month that’s best to retire is different for CSRS and FERS. Money-rates. Apr 23, 2019 · (If you want to stay in your home state, and don't see any options on our list, take a look at our selection of The Best Places To Retire In Each State, which offers a best and a runner-up for. 5% of the national GDP, according to the Centers for Medicare & Medicaid. When it comes to th. -based financial publication praised the state for its low tax rates in its Best States for Retirement 2015 list. Retirees must also know a state’s tax burden when considering their retirement destinations. To create our list of the best places in Iowa to retire, we first used Census data to find all places in the Hawkeye State — 1002 cities and towns. Ditto the list of 10 Best-Rated States For Retirement. The best and worst U. Travel an hour and be on top of the mountains or at the beach, thanks to the amazing geographical location of the state. Best And Worst States For Retirement In 2018 - Across America, US - Florida ranks as the number one state for retirement in 2018. Money & Career. The worst state to retire was Kentucky, followed by New Jersey and Rhode. Equestrian communities for retirement are trendy. Below are our recommendations & ideas for places to retire in Southern USA. Best Cities to Retire. Factors like retirement savings, social connections and health care might all come into play. 1- Wyoming, which was recently ranked as the best state for retirement for the general population, is also the top state for military retirees. 60 | Affordability: 1 | Quality of life: 7 | Health care: 27. A report by SmartAsset. The most exciting thing about an RV retirement is the idea of living in a camper full time and traveling North America! That’s also the biggest challenge of RV retirement, as these RVers tell us…. The next five desirable retirement states are, in order, Utah, Iowa, Wyoming, Pennsylvania, and Minnesota. Blue states that show up on "best" lists for retirements tend to have a few things in common beyond lots of card-carrying Democrats. Oklahoma – Best States To Retire For Military Retirement luis — April 26, 2015 in Best Places To Retire For Americans • comments off Oklahoma was the 46th state to enter the union and is located in the South Central region of the United States. In all states, VA & Social Security disability payments are tax-free. States That Do Not Tax Military Retirement Alabama. The top 10 retirement cities list provides you with a list of 10 of the best places to retire. There is the belief by some that the USFSPA states the military member must pay their spouse or ex-spouse a portion of their military retirement, but this is a fundamental misunderstanding of the Act. The Best River Towns in America Readers voted Richmond, Virginia, the nation's most livable river town. Selecting a place to settle in your retirement years is an important step toward making that transition and a new set of rankings lists the best and worst states for retirement in 2018. However, when you add up all of the factors, it's actually the most affordable big city in the state for a fun and active retirement. Slideshow 15 best states for retirement: 2018. This state offers a Midwest feel mixed with Southern flavor, providing residents the best of both worlds. , was at the bottom of the list. However, the US is very large and experiences can vary drastically within the country. And property taxes, which are determined locally and in some states take a big bite, can be progressive or closer to flat. Yes, SD, TX, & FL are the most popular states for full-timers mainly because 1) they are no income tax states (and retirement income is not taxed), 2) there is no personal property tax on vehicle values, 3) there is no estate or inheritance tax, and 4) they have great mail forwarding services that make it easy to establish residency. Under the Edit file in your browser at the top of the page you will see a "Find" feature. Pennsylvania. In that spirit, Military. But if you’re analyzing states with the best economic situations, where there’s low crime and low poverty (for the most part), this is an accurate list. Ranking based on data from the U. Best States to Retire In: 10 Ideal States For Seniors 1. 19 | Affordability: 26 | Quality of life: 9 |. where we would live right now, based solely on the outdoor opportunities there. On the other hand, only three of the 10 lowest-tax states voted for Hillary Clinton in 2016. Resort-style amenities include two clubhouses, three swimming pools, a fitness center, pickleball and tennis courts, and more. According to WalletHub's ranking, these are the 10 best states to retire in. Gas taxes in Alaska are also low: only 8 cents a gallon, as of publication. Oklahoma – Best States To Retire For Military Retirement luis — April 26, 2015 in Best Places To Retire For Americans • comments off Oklahoma was the 46th state to enter the union and is located in the South Central region of the United States. Here Are The 10 Best Cities In Nevada To Retire In. States With the Best Tax Breaks for Senior Citizens Every year, half a million retired Americans move to a new location, mainly to places that are less expensive. This is how long $1 million in retirement savings will last in your state When you close your eyes and think about the day when you no longer will have to clock in at work, or perhaps you’re there now, no doubt one of the primary concerns is how much money you’re going to have to live off of. Selecting a place to settle in your retirement years is an important step toward making that transition and a new set of rankings lists the best and worst states for retirement in 2018. In Connecticut a mil should support. LANCASTER, Pa. 9% rate that kicks in at $416,700 in income. There's an interesting geographical trend developing in the U. From cost of living to climate and health care, many factors go into deciding where to retire. The UK is only the 17th best place in Europe to retire in a new league based on crime, cost of living, house prices and other measures, a report claims. com’s “Best and Worst States to Retire” data. Residents of. If you're looking for a new place to retire, Bankrate has compiled a list of the best and worst locales to do just that. 7 best states for retirement in the East 1. Scroll up to see some of the best places to retire in New Hampshire!. There is a reason the senior population is nearly 20 percent in the state of Florida: the mild year-round climate. We manage the largest public pension fund in the US. And for the young at heart, there's the famous Flora-Bama Lounge located on the Alabama/Florida state line, touted as being America's "Last Great Roadhouse. Welcome to the State Retirement Systems (SRS) of Illinois' website! Our goal is to educate our members about the retirement, disability and death benefits afforded under each System. its your own personal preference. The city of Boulder, Colorado consistently tops “best places to retire” lists because of its wide range of things to do and slew of cultural activities. Forget the State Pension! I think these 2 FTSE 100 income shares can help you retire early. with an overall cost of living of 86. Nov 25, 2017 · A new analysis by HowMuch. Three other cities from the Sunshine State also made it into the top 10. The more service credit you have, the higher your retirement benefits will be. Ramsey spent two years at Murray State College before coming up to Oklahoma State University. 1 state shouldn't come as a big surprise, but the others may not be what you expect. Most people cite the Sunshine State's weather as a. States were measured on factors such as cost of living, average income for age 65 and older households, average health care costs for retired couples and tax friendliness for retirees. Ranking based on data from the U. Nebraska Teaching Salaries and Benefits. Even if its weather and taxes may not be the best. These states are popular among retirees. Croix (Lake Elmo, Minnesota) Edenton Mill Village (Edenton, North Carolina). The seat of county government, Uptown Greenwood is an excellent mix of small shops,. South Dakota. 5% moved during that year and of them, 10% moved to a different region. According to Wallethub, Florida ranks as the best state to retire, followed by Colorado at No. Where is the best place to retire in the United States? It’s complicated. Affordability was calculated using metrics such as tax-cut friendliness and adjusted cost of living. A retired couple might get by comfortably on just $36,000 a year in one state while in another the same standard of living costs as much as $56,000. The Sun Belt has long held a natural allure for retiring Americans. The Buckeye great plans to retire from basketball following the EuroLeague season, where he currently plays for the Italian club Trento. The 14 best states for retirement based on a number of criteria. Methodology: In this study, GOBankingRates found the best cities to retire on a budget of $1,500 or less. The Best and Worst States for Retired U. There are 23 states that either don’t have an income tax or don’t tax military retirement pay, and over 20 that offer special considerations on pensions or military retirement income. State Vision Plan will change to EyeMed's Select provider network September 25, 2019 S. Some states with income taxes do not tax any retirement income. As we age our needs tend to change, so do your homework when it comes to finding the ideal retirement spot for you. Allstate also offers insurance for your home, motorcycle, RV, as well as financial products such as permanent and term life insurance. The state of Texas doesn. The Sun Belt has long held a natural allure for retiring Americans. Located at the foothills of the Rocky Mountains, Boulder is the perfect place for retirees who are looking to hike, bike and enjoy the mountain life. Colorado, Maine, Iowa and Minnesota round out its top five retirement. WalletHub is out with a new list of best states for older Americans. The 14 best states for retirement based on a number of criteria. New Hampshire was named the best state for retirees this year in a new report from Bankrate. Nc State Retirement Health Plan h) Connecticare - as even as trustworthiness is interested, this kind of enterprise has proved to be best of every one. Some states with income taxes give retirement income preferential treatment. Texas has a sunny climate with hot summers and mild winters. In the South, these are Mississippi, Louisiana and Alabama, In the Midwest, Kansas, Illinois and Michigan do not tax federal pensions. has 80 percent of the money needed for the future. "Deciding where to retire is a big decision," says Emily Brandon, senior editor for Retirement at U. Here are 10 boat-friendly American communities — from sleepy to hopping — to get your imagination fired up. The average expected retirement age is 66. Wyoming is the best state to retire in, according to a list from Bankrate. So it might be a surprise to learn that this sparsely populated state tops the list. New Hampshire. , one of the top 10 U. service credit, your age at retirement, and your highest average annual compensation during any consecutive 12- or 36-month period throughout your CalPERS career. To speak with a representative regarding your account, contact us Monday - Friday between 6 a. Does your state rank among the best places to retire? Find out. Some of these towns are best-known for plentiful hunting opportunities, while others attract mountain bikers, or surfers, or serious hikers. The Town of Apex in Wake County rounded out our top three best places to retire. 1) GBR used Zillow data to find every city in the U. net shows how far $1 million goes in retirement in every state. Even better, homeowners age 65 and over don’t pay state property taxes, although individual localities may impose such taxes. To identify the best places to retire, U. Find tax information for retirement plans, including choosing and maintaining your plan, and filing and reporting requirements. 6: Davenport, Iowa. has 80 percent of the money needed for the future. States That Do Not Tax Military Retirement Alabama. Tampa in particular is one of the more popular areas for retired military. 10 Great Boating Towns To Retire, Play And Thrive. Ranking based on data from the U. Just follow the “Direct Deposit” directions under “My Account” in the navigation menu. News surveyed people age 45+ about their preferences and gathered data on the 100 biggest metro areas. Overall, in 2007 Pennsylvania is ranked at #32 in terms of state and local taxes. This form will show: 1) the gross amount of your retirement benefit for the previous calendar year; 2) the amount of state and federal income tax wihheld from your retirement benefit; and, 3) the federal taxable amount of your retirement benefit for the year. 50 Best Places to Retire in. Each of the worst states appears in the bottom ten at least once and is below the midpoint of all states on all of the composite. San Diego, California : The economy of San Diego is driven by the real estate sector, retail, technology, tourism, etc. Buying real estate investment property is one of the best ways to invest your money, period. Florida | Total score: 65. The country also offers first-rate hospitals, and many of its doctors are US trained. 10 best states for a financially comfortable retirement 1. These states have the lowest cost of living and the most-affordable housing. I'm totally biased for California and Hawaii so I enlisted FS reader, Steve from Green Diet to help me put together an unbiased assessment of our country based on cost of living to see which states are best for retirement. We are proud to serve you and thank you for your work to make Pennsylvania great. This small family friendly town has multiple notches on its belt, such as the fact that in 2010, State college was rated as the 3rd safest metropolitan area in the entire United States and in 2013, It was also rated the best college town town in the U. Barrett noted Boise's walkability and ease of bicycling. The Washington, D. And last year, editors with Where to Retire magazine picked Chattanooga to be profiled in the September/October feature story, “15 Low-Cost Towns. Learn where to find answers to the most requested facts about the United States of America. Much cheaper land and taxes - which makes for a more relaxed retirement unless you have some attachments to NE such as family. (Member SIPC). Every year the National Active and Retired Federal Employees Association (NARFE) prepares a detailed list of how the various states tax federal retirement benefits. It's possible that more people should seriously consider retirement in Texas — it's one of the most tax-friendly states for retirees. Some of these towns are best-known for plentiful hunting opportunities, while others attract mountain bikers, or surfers, or serious hikers. Here are the best cities in America for LGBT seniors in 2018: 1. Unable to continue. Lower Cost of Living Comparison - Cities in the Southeast It's a toss-up as to the number one reason why Baby Boomers are relocating to the South at retirement. But if you’re trying to choose the best city for retirement in the Sunshine State, Tampa is the better retirement choice than Miami or Jacksonville. The state of Texas doesn. To retire with a nest egg that will give you the income you need for a truly secure retirement, you need to be smart about where and when you invest your 15%. As for sunny, San Diego boasts 146 completely clear days per year but has oodles of partly sunny days to complement average monthly high temperatures that float from the mid 60s in winter to the high 70s in summer. WalletHub recently released a list of best and worst places to retire, and two North Texas towns ranked in the top 10. States like Florida and Arizona used to be synonymous with retirement, so it may have surprised some people that neither cracked the Top 10 of Bankrate's list of the best and worst states to retire to. States with the best health care are concentrated in the northern United States, while health care in the South is generally worse. , topping one survey's list of best states to retire in. Best Cities to Retire. North Carolina. In fact, a good number of businesses in Alabama are owned by veterans. Plans (click the Health Plans Tab) Health Information (click the Health Info Tab) Extended Coverage Information; Extended Coverage Election Notice. Meanwhile, New York was the worst, driven by its high cost of. Here Are The 10 Best Cities In Nevada To Retire In. Ohio tied with New York as the sixth worst state to retire based on crime rate, climate, life expectancy, senior population growth and economic conditions. Federal Reserve data. What States Do Not Tax Retirement Income? Seven states do not tax individual retirement, pension, or other income. 7 best states for retirement in the East 1. Click on the destination links to find area description and characteristics, area amenities and things to do, climate and weather, housing options, cost of living, senior assistance, area demographics and job & volunteer opportunities. It’s a haven for retirees because it’s tax-friendly and offers a warm climate. And since you’ve done enough work for a lifetime, today we’ll do it for you. WEST SACRAMENTO, Calif. Most people cite the Sunshine State's weather as a. For many active adults, retiring to a state with low taxes can help with finances during retirement. We also asked military veterans what they wanted in a city. These retirement spots provide the amenities seniors want at a reasonable cost. Montana, the Dakotas and Idaho — out of our top states for assisted living, these four also offer high value in terms of what hospitals charge on average for joint replacement surgery. Nevada residency rules simply state that legal residence requires physical presence during the period for which residency is claimed. WalletHub compiled a list of the best and worst states for retirement this year, considering a number of financial factors that affect the type of life you would have in each of these states. 5%, provides the most revenue for state governments. On this list are thirty great small towns for nature lovers. On a global scale, the United States is 24th on the list of the best countries for retirement. The study ranked states according. How We Determined The Best Places To Retire In the Wolverine State for 2019. In the 14 most expensive states, retirement will cost you at least $1 million over 20 years. com's new ranking of the best states for retirement. Money & Career. A new ranking of the best states to retire puts South Dakota in first place. 10 Best States for Retirement: 2015 Last year, we looked at Bankrate. Check out the 10 worst states for retirement. Census, FBI, CDC, and other data sources. In this article, we've suggested 10 cities or small towns across the U. States That Do Not Tax Retirement Income. Data from the U. Fair warning: some cities on this list might surprise you. The 10 BEST STATES to RETIRE in AMERICA - Duration: 12:45. That's why it's important to consider your own preferences. Some state rankings such as this listing of best states to retire, consider other factors in addition to the cost of living, such as crime rate, weather, and personal well-being. Perhaps Delaware isn’t a state you dream about when you are working a long shift at work. It features great beaches, ample fresh seafood, natural wildlife areas and some of the best fishing in the state. But like we said, the best state for retirement is still personal. Track Facts for the Best Retirement Cities in the U. The best states to retire in based on taxes: Alaska, Delaware, Georgia, and more. There are four basic retirement plans; Final Pay, High-36 Month Average, REDUX and Disability. If you feel that we have not provided you with adequate interpretation services or have denied you an available translated document, you may submit a complaint to CalHR's Equal Employment Opportunity Office. So it might be a surprise to learn that this sparsely populated state tops the list. Again, what kind of weather do you like? Places like Western NC and TN are really beautiful and not much different from CT, weather wise. 2 and South Dakota at No. According to Bankrate's 2014 10 Best States for Retirement list, hot spots like Arizona and Florida are being forsaken for unlikely cold climates like Wyoming, Nebraska, Idaho, and Iowa. News & World Report, which on. 5% of the national GDP, according to the Centers for Medicare & Medicaid. taxpayers reach the state’s sixth and highest bracket at $7,000 in annual income. based on number of retirees, weather, and access to healthcare and entertainment. Even if its weather and taxes may not be the best. Property taxes are among the lowest in the nation Property taxes on a 2,000 square foot home in Delaware will run in the range of $125/month (less than 10% of the tax on an equivalent home in New Jersey). In looking for the best places to retire, we looked for population sizes large enough to support resources for seniors, access to high-quality medical care, taxation rates on Social Security and other retirement benefits, and crime rates. taxpayers reach the state’s sixth and highest bracket at $7,000 in annual income. That's because weather is only one of several factors retirees consider when choosing a place to spend their retirement years. But you've probably seen a few other lists lately. From cost of living to climate and health care, many factors go into deciding where to retire. Inside Aaron Craft's Decision to Retire From Basketball, Return to Ohio State to Pursue Becoming Physician By Colin Hass-Hill on October 25, 2019 at 3:09 pm @chasshill OSU Basketball. 7: Billings, Montana. Its cost of living is more reasonable than other cities in the state, like Memphis. The Public Employees’ Retirement System of Mississippi (PERS) p​roudly serves the state of Mississippi by providing retirement benefits for individuals working in state government, public schools, universities, community colleges, municipalities, counties, the Legislature, highway patrol, and other such public entities. 60 | Affordability: 1 | Quality of life: 7 | Health care: 27. And among the 41 states with a broad-based income tax, 36 offer exclusions for some or all specifically identified state or federal pension income or both, a retirement income exclusion, or a tax. The best time to start thinking about your retirement is before the boss does. You’ve come to the right place to find out about your retirement, life insurance, and long-term disability benefits. 5% moved during that year and of them, 10% moved to a different region. Proposals for junior scholars or Ph. " These listings come from the site, www. You can avoid sweltering summers and winter chills in these retirement destinations. Here Are the Best and Worst States for Senior Healthcare Medical costs can vary based on where you live. "The Best Places to Retire offers a way for future retirees to make a more informed. As for sunny, San Diego boasts 146 completely clear days per year but has oodles of partly sunny days to complement average monthly high temperatures that float from the mid 60s in winter to the high 70s in summer. Here's what you need to know about healthcare expenses in retirement. Hiring opportunity is the ratio of active job openings to population. The 10 Best States for Retirement in 2016 Ready to retire? From the Sunshine State to the Mount Rushmore State, here are this year's the 10 best states to celebrate your golden years. Over the past 20 years, retirees started venturing to other states like North and South Carolina or out west to Oregon or Colorado. Even better, homeowners age 65 and over don’t pay state property taxes, although individual localities may impose such taxes. (see large map). 1%, compared with 9. Most people cite the Sunshine State's weather as a. com in determining the best places to retire examined three factors. For example, states who passed laws supporting implementation of mental health parity laws and the Affordable Care Act show improvements in access to insurance rates. The operation of Michigan Public Schools Employees Retirement System is controlled by the Public School Employees Retirement Act, Public Act 300 of 1980, as amended. They also may be adding to the Peach State’s appeal. That's because weather is only one of several factors retirees consider when choosing a place to spend their retirement years. South Carolina As the Best Retirement State Topretirements — November 15, 2010 […] due to complexity of rating criteria and what gets rated!) Topretirements Worst Places to Retire Best States to Retire in 100 Best Places to Retire List of the Best Places to Retire Lists Look for future articles on. We'd be happy to be charged that tax! With respect to an overall state tax burden, Kiplinger finds these 10 states to be the most tax-friendly:. In WalletHub ’s annual report the nation’s 50 states are compared across 46 criteria, including affordability, healthcare and overall quality of life. Federal employees are in much better financial shape than most Americans will be when they retire. Mississippi. Choosing where to retire is an important life decision. Proposals for junior scholars or Ph. 60 | Affordability: 1 | Quality of life: 7 | Health care: 27. by » Dueling Carolinas: North Carolina vs. The city of Athens, GA was named to Forbes list of the Top 25 Cities to Follow your Passion in Retirement. Nebraska Teaching Salaries and Benefits. 5 years of age make Pittsburgh, Pennsylvania, a top choice for retirees on a budget. On a global scale, the United States is 24th on the list of the best countries for retirement. 2017 best places to retire Although the winter weather leaves much to be desired, New Hampshire was so strong in other areas important to seniors that the state ranked number one in a new survey of non-retired U. , topping one survey's list of best states to retire in. The University of Georgia offers senior-oriented courses and culture in a college-town environment of 120,000, 70 miles east of Atlanta. The "Best and Worst States to Retire" list combines a variety of statistics important to those who want to relocate in retirement: Cost of living. Peter Stephens | Thursday, 10th October, 2019 | More on: LGEN SSE. When you retire from the military, you regain your long-lost freedom to choose where you live. Ohio tied with New York as the sixth worst state to retire based on crime rate, climate, life expectancy, senior population growth and economic conditions. Resort-style amenities include two clubhouses, three swimming pools, a fitness center, pickleball and tennis courts, and more. Maryland, on the other hand, comes in the last place in. Because of this, you want only the best divorce lawyer. Retiree Health Care: A Growing Cost For Government. Best States to Retire In: 10 Ideal States For Seniors 1. I am not trying to start World War III, but here is my thought process for choosing the I have lived in both states for many years, currently living in Arizonaand would be happy in either one, thank you. The differences between some states are stark. 5 years of age make Pittsburgh, Pennsylvania, a top choice for retirees on a budget. The Lone Star state is a common choice for people nearing retirement. In other words, the cheapest state for retirement isn't necessarily the best state. Colorado | Total score: 62. There's an interesting geographical trend developing in the U. Nc State Retirement Health Plan Very well, so very much to get the good media. Many other public employers (including the University of California, school districts, cities, and counties) face similar pressures. based on number of retirees, weather, and access to healthcare and entertainment. Money-rates. Mississippi. Some states have just one or two cities ranked in the survey while others have multiple locations featured on the “best" list. (Member SIPC). One of the outstanding benefit of spending your post-military life in Alabama is that it does not tax your military retirement income. The best of both worlds can be found here: sprawling mountains and three sparkling lakes. To find more information about pension plan components, see the Center for Retirement Research’s newly launched Public Plans Database. A company-sponsored 401(k) may be one of the best ways to build your retirement, but it does need maintenance. Compare the cities using 21 quality of life characteristics, such as home price, air quality, water quality, medical care, taxes and cost of living. The 10 Best Cities to Retire in the US Choosing where to retire in the US can be very overwhelming – so many great options and factors to consider! Regardless of whether you’re seeking an action-packed retirement or looking. The state with the lowest well-being for older adults was West Virginia. The neighborhood is safe and it's easy to walk around, except if you're looking for a safe way to navigate past the community pool or Baptist church and its subsequent stores. This small family friendly town has multiple notches on its belt, such as the fact that in 2010, State college was rated as the 3rd safest metropolitan area in the entire United States and in 2013, It was also rated the best college town town in the U. This state may come as a surprise for those looking for the best state ever to retire in. Colorado | Total score: 62. Satter has worked in and written about the. Filled with museums, colleges, arts and culture, outdoor recreation and lush landscapes, this state is filled with history. PERAC Memos Massachusetts Public Retirement Systems Compliance and Investments (PERAC) PERAC Forms and Publications About PERAC Laws & Regulations Related to PERAC See all actions & services Upcoming Events links of Public Employee Retirement Administration Commission. Among 65 to 69 year olds, just 4. The Public Employees’ Retirement System of Mississippi (PERS) p​roudly serves the state of Mississippi by providing retirement benefits for individuals working in state government, public schools, universities, community colleges, municipalities, counties, the Legislature, highway patrol, and other such public entities. According to WalletHub's ranking, these are the 10 best states to retire in. Every year the National Active and Retired Federal Employees Association (NARFE) prepares a detailed list of how the various states tax federal retirement benefits. (CBS) — One of the best places to retire in the United States is just about an hour-and-a-half drive from Philadelphia. 2017 best places to retire Although the winter weather leaves much to be desired, New Hampshire was so strong in other areas important to seniors that the state ranked number one in a new survey of non-retired U. 1 state shouldn’t come as a big surprise, but the others may not be what you expect. ~Gene Perret. Image source: Getty Images. It has multiple universities, high-tech businesses, and a compact center city set against the magnificent coming together of three rivers. The frugal living lifestyle was really making sense and we did not feel deprived in the least. Looking for a place for early retirement? We've ranked the 11 best cities to retire early. The states were scored on crime, weather, health care quality, tax rates, cost of living. Track elected officials, research health conditions, and find news you can use in politics. From cost of living to climate and health care, many factors go into deciding where to retire. North Dakota. The United States ranks eighth in the world for the wellbeing of the elderly, according to a new study that looks at the welfare of people aged over 65 in 91 different countries. The 10 Best States for Retirement in 2016 Ready to retire? From the Sunshine State to the Mount Rushmore State, here are this year's the 10 best states to celebrate your golden years. When it comes to retirement destinations, Americans are looking inward. Slovenia: A Cozy European Destination. “Retirement income” means income from federal, state and local governments’ retirement plans, Social Security, Railroad. Colorado | Total score: 62. Blue states that show up on "best" lists for retirements tend to have a few things in common beyond lots of card-carrying Democrats. Bottom line. The Beehive State not only boasts abundant natural beauty, it’s also the only one in our survey to crack the top 15 in both quality of life and healthcare (in seventh place), and cost (14th place). Mountain time. 55 plus condo retirement communities are great fits for seniors on a variety of levels. The rest of the states offer the most retirement-friendly amenities and services in the nation. But finding the best place can require. It has multiple universities, high-tech businesses, and a compact center city set against the magnificent coming together of three rivers. The fact-checkers, whose work is more and more important for those who prefer facts over lies, police the line between fact and falsehood on a day-to-day basis, and do a great job. Today, my small contribution is to pass along a very good overview that reflects on one of Trump’s favorite overarching falsehoods. Namely: Trump describes an America in which everything was going down the tubes under  Obama, which is why we needed Trump to make America great again. And he claims that this project has come to fruition, with America setting records for prosperity under his leadership and guidance. “Obama bad; Trump good” is pretty much his analysis in all areas and measurement of U.S. activity, especially economically. Even if this were true, it would reflect poorly on Trump’s character, but it has the added problem of being false, a big lie made up of many small ones. Personally, I don’t assume that all economic measurements directly reflect the leadership of whoever occupies the Oval Office, nor am I smart enough to figure out what causes what in the economy. But the idea that presidents get the credit or the blame for the economy during their tenure is a political fact of life. Trump, in his adorable, immodest mendacity, not only claims credit for everything good that happens in the economy, but tells people, literally and specifically, that they have to vote for him even if they hate him, because without his guidance, their 401(k) accounts “will go down the tubes.” That would be offensive even if it were true, but it is utterly false. The stock market has been on a 10-year run of steady gains that began in 2009, the year Barack Obama was inaugurated. But why would anyone care about that? It’s only an unarguable, stubborn fact. Still, speaking of facts, there are so many measurements and indicators of how the economy is doing, that those not committed to an honest investigation can find evidence for whatever they want to believe. Trump and his most committed followers want to believe that everything was terrible under Barack Obama and great under Trump. That’s baloney. Anyone who believes that believes something false. And a series of charts and graphs published Monday in the Washington Post and explained by Economics Correspondent Heather Long provides the data that tells the tale. The details are complicated. Click through to the link above and you’ll learn much. But the overview is pretty simply this: The U.S. economy had a major meltdown in the last year of the George W. Bush presidency. Again, I’m not smart enough to know how much of this was Bush’s “fault.” But he had been in office for six years when the trouble started. So, if it’s ever reasonable to hold a president accountable for the performance of the economy, the timeline is bad for Bush. GDP growth went negative. Job growth fell sharply and then went negative. Median household income shrank. The Dow Jones Industrial Average dropped by more than 5,000 points! U.S. manufacturing output plunged, as did average home values, as did average hourly wages, as did measures of consumer confidence and most other indicators of economic health. (Backup for that is contained in the Post piece I linked to above.) Barack Obama inherited that mess of falling numbers, which continued during his first year in office, 2009, as he put in place policies designed to turn it around. By 2010, Obama’s second year, pretty much all of the negative numbers had turned positive. By the time Obama was up for reelection in 2012, all of them were headed in the right direction, which is certainly among the reasons voters gave him a second term by a solid (not landslide) margin. Basically, all of those good numbers continued throughout the second Obama term. The U.S. GDP, probably the single best measure of how the economy is doing, grew by 2.9 percent in 2015, which was Obama’s seventh year in office and was the best GDP growth number since before the crash of the late Bush years. GDP growth slowed to 1.6 percent in 2016, which may have been among the indicators that supported Trump’s campaign-year argument that everything was going to hell and only he could fix it. During the first year of Trump, GDP growth grew to 2.4 percent, which is decent but not great and anyway, a reasonable person would acknowledge that — to the degree that economic performance is to the credit or blame of the president — the performance in the first year of a new president is a mixture of the old and new policies. In Trump’s second year, 2018, the GDP grew 2.9 percent, equaling Obama’s best year, and so far in 2019, the growth rate has fallen to 2.1 percent, a mediocre number and a decline for which Trump presumably accepts no responsibility and blames either Nancy Pelosi, Ilhan Omar or, if he can swing it, Barack Obama. I suppose it’s natural for a president to want to take credit for everything good that happens on his (or someday her) watch, but not the blame for anything bad. Trump is more blatant about this than most. If we judge by his bad but remarkably steady approval ratings (today, according to the average maintained by 538.com, it’s 41.9 approval/ 53.7 disapproval) the pretty-good economy is not winning him new supporters, nor is his constant exaggeration of his accomplishments costing him many old ones). I already offered it above, but the full Washington Post workup of these numbers, and commentary/explanation by economics correspondent Heather Long, are here. On a related matter, if you care about what used to be called fiscal conservatism, which is the belief that federal debt and deficit matter, here’s a New York Times analysis, based on Congressional Budget Office data, suggesting that the annual budget deficit (that’s the amount the government borrows every year reflecting that amount by which federal spending exceeds revenues) which fell steadily during the Obama years, from a peak of $1.4 trillion at the beginning of the Obama administration, to $585 billion in 2016 (Obama’s last year in office), will be back up to $960 billion this fiscal year, and back over $1 trillion in 2020. (Here’s the New York Times piece detailing those numbers.) Trump is currently floating various tax cuts for the rich and the poor that will presumably worsen those projections, if passed. As the Times piece reported: